投资收藏品有风险吗?

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收藏是有回报的。你当初为什么没有留着它?捐掉、卖掉,或者更糟,直接扔进垃圾桶。关于某位亲人曾拥有一套草地曲棍球卡、邮票或黑胶唱片,而这些东西如今可能价值不菲的经典故事,往往会让你这么想。 

谁能预料到其中一些物品今天会值很多钱?只有少数收藏家能预见。那些有幸长期保存这些物件的人,更多是出于热爱,而不是为了钱。  

潜在的投资回报 

从纯财务角度看,做收藏并不是一个好选择。一项由经济学家开展的研究试图衡量收藏的投资回报。结果显示,大多数收藏品在短期内的回报低于股票。研究还表明,从长期看,收藏比金融资产风险更高。  

在这种情况下,可能还需要考虑折旧因素。大多数收藏品都必须妥善存放、维护并加以保护以防损坏。随着时间推移,这些都会累积成成本。这就是为什么理财规划师 Sophia Bera 建议你把投资组合中用于收藏的比例控制在 1% 以下。再高的话,她说,“风险太高了。  

有风险吗? 

确实,收藏会涉及一些风险。与金融市场不同,收藏领域没有权威机构监管。出现问题(诈骗、盗窃、事故等)时,很难获得追索和帮助。最近,居住在萨斯喀彻温省萨斯卡通的一位草地曲棍球爱好者 Aron Gratias 的私人收藏被盗。他的仓储单元里有价值数千美元的 Wayne Gretzky 相关藏品:19 件签名背心、10,000 张草地曲棍球卡、照片、雕像等等。令人印象深刻的是他在金钱上的超脱态度。他甚至无法给自己的收藏定价。对他而言,这些都是关于青春记忆和对草地曲棍球文化热爱的载体。  

为什么要收藏? 

Gratias 对金钱的不在意说明,收藏者除了钱还有其他动机。在一项大规模收藏者调查中,只有 22% 的人表示,金融投资是其收藏的首要目的。所以,如果金钱不是收藏者唯一的动力,那其他动力是什么?  

心理幸福感 

收藏让人感觉很好。把一件全新的藏品纳入收藏,是一种非常满足的体验。这是怎么发生的?心理学给出了些解释。首先,心理学家 Christian Jarrett 在《卫报》中提出,“收藏可能是一种向他人展示我们积累资源能力的方式。”真的吗?是的。Jarrett 指出,“我们想要收藏的欲望可以追溯到公元前 12,000 年。当我们的祖先从游牧生活转向定居生活时,这才成为可能。  

其次,心理学家 Joéline Andriana 在一篇关于收藏痴迷的文章中提到,这源于我们想要掌控世界的愿望。为什么?因为据 Andriana 博士所说,我们的收藏让我们得以营造一个完美世界的幻觉。她警告说,这种做法的危险在于它可能导致痴迷。一旦走到那一步,就会影响个人、家庭和财务。” 

第三,按照 Andriana 博士的观点,收藏欲望还可能是出于对与某个人、某种情境或某段时间相关记忆与快乐时刻的追寻。这或许能解释人们为何热衷于收藏老玩具、电影道具或名人相关物品。它们通常与童年、某个幸福时刻,或我们生命中重要的人紧密相连。 

对幸福的追求  

意大利哲学家、作家 Umberto Eco 写道:“真正的收藏家对追寻本身的兴趣胜过对占有的兴趣。”因此,收藏的过程本身也会带来很多快乐。精神科医生 Robert Neuburger 在一篇关于收藏现象的文章中也持这一观点。 

 据他所说,“收藏既不是病态行为,也不是疾病。甚至可以说,它本身就是一种治疗!证据是,许多收藏家在完成一个收藏后会感到抑郁。但他们只要开始一个新的收藏,抑郁就会消失。 

分享你的热爱  

退休的《星球大战》粉丝 Steve Sansweet 一生中收藏了约 500,000 件《星球大战》物品。2011 年,他决定在加利福尼亚北部买下一座牧场,把它改造成博物馆。2013 年,《吉尼斯世界纪录大全》授予他“全球最大《星球大战》收藏”奖项。  

对 Sansweet 而言,最初只是简单的热爱,如今却变成了一份事业。今天,Rancho Obi-Wan 是一家非营利组织。它接待来自世界各地的数千名访客前来参观 Sansweet 的收藏。除了藏品本身,他在人文、社交与教育方面的理念也激励着不同世代。  

保护文化 

在蒙特利尔的一场 TEDx 演讲中,音乐爱好者 Alexis Charpentier 谈到收藏黑胶唱片如何有助于保存音乐文化。他举了一个例子:在蒙特利尔一家旧货店里,一位收藏家发现了爵士钢琴家 Henri-Pierre Noël 的黑胶唱片。1979 年,这位海地裔魁北克艺术家曾制作了 2000 张自己的专辑,但反响不大。Noël 后来转了行,他的音乐也被遗忘。  

这位收藏家对自己的发现感到惊喜,便联系了这位钢琴家,并把黑胶带到一家制作公司(Wah Wah 45)进行再版。发行后,这张唱片获得了评论界高度赞誉。英国广播电台 BBC 形容其带有放克与有机迪斯科风格,前所未闻。Henri-Pierre Noël 现已去世,他把余生都奉献给了音乐,甚至还曾在加拿大广播电台演出。 

上述内容由 TradeQuo 提供并付费,仅供一般信息参考。其不构成投资建议或专业建议,也不应被视为此类建议。在根据此类信息采取行动之前,我们建议您咨询相关专业人士。我们不为文章中提及的任何第三方背书。请勿假设本文所述的任何证券、行业或市场过去或未来都会盈利。市场和经济前景可能在不另行通知的情况下发生变化,且在此呈现时可能已过时。过往业绩并不保证未来结果,且可能存在亏损风险。历史或假设性业绩结果仅供说明之用。

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Regional Restrictions: This website including the information and materials contained in it, is not directed at, or intended for distribution to or use by, any person or entity who is a citizen or resident of the following countries: USA, Israel, Iran, Iraq, Canada, Russia, Afghanistan, Cuba, Cyprus, Eritrea, Liberia, Libya, Somalia and Syria or any jurisdiction where such distribution, publication, availability or use would be contrary to applicable law or regulation.

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© 2026 Trade Quo. All rights reserved.

TRADEQUOMARKETS LTD (2023/C0024), operating under License no: 2023/C0010-0001. Located at #8 Jepson Lane, St. George, Goodwill, Commonwealth of Dominica. With a commitment to transparency, security, and excellence, we strive to provide our clients with a seamless trading experience backed by reliable infrastructure and regulatory compliance.

Tradequomarkets Financial Services L.L.C is a registered, authorised and regulated company by the Securities and Commodities Authority (SCA) of the United Arab Emirates, with License No. 20200000320 Category 5, to carry out regulated activities of Financial Consultations and Introduction. Its registered office is located at Business Tower, Main Business Village 114499 Dubai, UAE.

This website provides content by group of companies, which include:

  • Trade Quo Global Ltd, a securities dealer firm that is authorized and regulated by the Seychelles Financial Services Authority (FSA) with license number SD140.

  • Tradequo (PTY) Ltd is licensed in South Africa by the Financial Sector Conduct Authority with FSP license number 54827. The registered office: 33rd Floor – 34 Whiteley Road, 2196, Johannesburg, South Africa.

  • TRADEQUOMARKETS LTD (2023/C0024), operating under License no: 2023/C0010-0001. Located at #8 Jepson Lane, St. George, Goodwill, Commonwealth of Dominica. With a commitment to transparency, security, and excellence, we strive to provide our clients with a seamless trading experience backed by reliable infrastructure and regulatory compliance.

  • Quo Markets LLC, registered with Financial Services Authority FSA: 3171 LLC 2024. Registered address: Suite 305, Griffith Corporate Centre, Beachmont, Kingstown, SVG.

  • TQBG Ltd, Cyprus Reg. No. HE438084, Archiepiskopou Makariou III 160, 1st Floor, 3026 Limassol, Cyprus. 

Risk Warning: CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 72.6% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

Regional Restrictions: This website including the information and materials contained in it, is not directed at, or intended for distribution to or use by, any person or entity who is a citizen or resident of the following countries: USA, Israel, Iran, Iraq, Canada, Russia, Afghanistan, Cuba, Cyprus, Eritrea, Liberia, Libya, Somalia and Syria or any jurisdiction where such distribution, publication, availability or use would be contrary to applicable law or regulation.

TradeQuo and its affiliates do not target EU/EEA/UK clients.

深受人们喜爱

深受市场信赖

2025奖项
2025奖项
2025奖项
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© 2026 Trade Quo. All rights reserved.

TRADEQUOMARKETS LTD (2023/C0024), operating under License no: 2023/C0010-0001. Located at #8 Jepson Lane, St. George, Goodwill, Commonwealth of Dominica. With a commitment to transparency, security, and excellence, we strive to provide our clients with a seamless trading experience backed by reliable infrastructure and regulatory compliance.

Tradequomarkets Financial Services L.L.C is a registered, authorised and regulated company by the Securities and Commodities Authority (SCA) of the United Arab Emirates, with License No. 20200000320 Category 5, to carry out regulated activities of Financial Consultations and Introduction. Its registered office is located at Business Tower, Main Business Village 114499 Dubai, UAE.

This website provides content by group of companies, which include:

  • Trade Quo Global Ltd, a securities dealer firm that is authorized and regulated by the Seychelles Financial Services Authority (FSA) with license number SD140.

  • Tradequo (PTY) Ltd is licensed in South Africa by the Financial Sector Conduct Authority with FSP license number 54827. The registered office: 33rd Floor – 34 Whiteley Road, 2196, Johannesburg, South Africa.

  • TRADEQUOMARKETS LTD (2023/C0024), operating under License no: 2023/C0010-0001. Located at #8 Jepson Lane, St. George, Goodwill, Commonwealth of Dominica. With a commitment to transparency, security, and excellence, we strive to provide our clients with a seamless trading experience backed by reliable infrastructure and regulatory compliance.

  • Quo Markets LLC, registered with Financial Services Authority FSA: 3171 LLC 2024. Registered address: Suite 305, Griffith Corporate Centre, Beachmont, Kingstown, SVG.

  • TQBG Ltd, Cyprus Reg. No. HE438084, Archiepiskopou Makariou III 160, 1st Floor, 3026 Limassol, Cyprus. 

Risk Warning: CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 72.6% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

Regional Restrictions: This website including the information and materials contained in it, is not directed at, or intended for distribution to or use by, any person or entity who is a citizen or resident of the following countries: USA, Israel, Iran, Iraq, Canada, Russia, Afghanistan, Cuba, Cyprus, Eritrea, Liberia, Libya, Somalia and Syria or any jurisdiction where such distribution, publication, availability or use would be contrary to applicable law or regulation.

TradeQuo and its affiliates do not target EU/EEA/UK clients.